Blog | SmardBuild | Chicago Remodeling

Understanding the Tax Credits for Window Replacements in 2025

Written by Mark Smarduch | Nov. 18, 2024

If you're thinking about replacing your windows, 2025 could be the perfect time to do it! With the tax credits for window replacements in 2025, you can not only boost your home's energy efficiency but also save on your taxes, improve your curb appeal, and enjoy a whole host of other benefits!

Here’s everything you need to know about the tax credits, financing your window replacement project, and how to find the right window replacement contractor in the Chicago and Naperville area.

What Do You Need to Know About Energy-Efficient Window Tax Credits in 2025?

Understanding tax credits can sometimes feel like you need a degree just to navigate the process! We gathered some of the most commonly asked questions about the tax credits available in Illinois to help you make the right choices for your home and your finances.

How Do I Know If My Windows Qualify for a Tax Credit?

To qualify for the window replacement tax credit, the windows you install must meet certain energy efficiency standards. Specifically, they need to be ENERGY STAR certified.

ENERGY STAR windows are designed to reduce energy consumption, making your home more eco-friendly while lowering your energy bills.

You can verify if your new windows meet these standards by checking the product’s labeling or asking your window supplier directly. The IRS requires that replacement windows meet these criteria to qualify for the ENERGY STAR Windows tax credit.

How Much Tax Credit Do You Get for Windows?

In 2025, homeowners can claim 30% of the cost of their qualifying windows, up to a maximum of $600 per year.

This applies to windows that meet ENERGY STAR qualifications for energy efficiency. So, if you spend $2,000 on new windows, you can claim $600 back as a credit on your federal taxes.

Keep in mind that this tax credit applies to materials but not to installation costs. It's part of the tax credit for energy-efficient windows under the Inflation Reduction Act, which runs through 2032.

Are New Windows Tax Deductible in 2025?

While new windows are not tax-deductible, they are eligible for tax credits, which directly reduce the amount of tax you owe. This is different from a deduction, which lowers your taxable income.

The window replacement tax credit in 2025 allows you to claim 30% of your window costs, which directly offsets your tax liability. It’s an easy way to get some money back when you install windows that qualify for tax credit.

Are There Tax Credits for Installing Replacement Windows in Illinois?

Yes, in Illinois, homeowners can benefit from both federal tax credits and state energy rebate programs.

The federal tax credit for window replacements applies, and Illinois also offers rebates for windows through the Home Energy Rebate Program.

These rebates, combined with the window tax credit, can significantly reduce the cost of upgrading your windows, making energy-efficient improvements more affordable. Be sure to check with your local utility company or visit the Illinois EPA website for state-specific details.

Do New Windows Qualify for Federal Tax Credits?

Yes! As long as your new windows meet ENERGY STAR standards, they will qualify for the federal tax credit for new windows.

Under the Inflation Reduction Act, you can claim this tax credit through 2032. The credit allows homeowners to improve their home's energy efficiency while benefiting financially.

Be sure to verify that your windows are ENERGY STAR certified to ensure they qualify for the window replacement tax credit.

What Qualifies as an Energy-Efficient Window?

Energy-efficient windows are typically designed to reduce the amount of heat transfer between your home and the outside environment. To qualify for the tax credit for energy-efficient windows, the windows must meet ENERGY STAR certification, meaning they are specially manufactured to meet strict energy performance standards.

These windows often feature double or triple panes, low-E coatings, and gas fills between the panes to increase insulation. Installing windows that qualify for tax credit will improve your home’s energy efficiency and help you save on heating and cooling costs.

Other Benefits of Energy-Efficient Windows

Switching to energy-efficient windows isn’t just about tax perks—it comes with a whole range of great benefits! Not only do they help you cut back on energy use, but they also make your home more comfy and boost its value. Plus, you’ll be enjoying these advantages for years!

1. Lower Energy Bills

Energy-efficient windows are designed to reduce heat transfer, keeping your home warmer in the winter and cooler in the summer.

By minimizing the need for excessive heating or air conditioning, they help cut down on energy usage. This leads to significant savings on your monthly energy bills over time, making them a smart long-term investment that pays for itself.

2. Improved Indoor Comfort

With better insulation properties, energy-efficient windows help maintain a more consistent indoor temperature. No more drafts in the winter or hot spots in the summer. This creates a more comfortable living environment year-round, allowing your heating and cooling systems to work less, which can extend their lifespan.

3. Noise Reduction

The thicker glass panes and gas fills used in energy-efficient windows improve insulation and reduce noise from outside. Whether you live near a busy road or in a loud neighborhood, these windows help create a quieter, more peaceful home.

This additional soundproofing can improve your quality of life, especially in bustling environments.

4. UV Protection

Many energy-efficient windows come with low-emissivity (Low-E) coatings that block harmful UV rays from entering your home. This helps protect your furniture, flooring, and artwork from fading due to sun exposure while still allowing natural light to brighten your space.

You’ll also enjoy reduced glare, making your indoor spaces more comfortable and protecting your belongings.

5. Increased Home Value

Upgrading to energy-efficient windows can increase your home’s resale value.

Potential buyers will appreciate the lower energy costs, enhanced comfort, and overall eco-friendly benefits. Homes with energy-efficient features often sell faster and at a higher price, making this upgrade an excellent long-term investment that boosts both your comfort and financial return.

 

Financing Your Window Replacement Project

At Smardbuild, we understand that upgrading your windows is a significant investment, and we’re here to help make it as affordable as possible. That’s why we offer flexible financing options for your window replacement project. With up to 18 months of special financing, you can spread the cost over time, making it easier to fit your home improvement project into your budget.

Here’s how Smardbuild’s financing works:

  • Easy Application Process: Applying for financing is simple, with fast credit decisions to get your project started quickly.
  • Flexible Payment Options: Enjoy manageable monthly payments while improving your home’s comfort and energy efficiency.
  • Low Interest Rates: Choose from financing plans with reduced APRs and no interest if paid in full within a set period.

Ready to finance your new windows and enjoy a more energy-efficient home? Contact us today to learn more about our financing options and how we can help you get started on your window replacement project! To see more details, you can check out our financing page.

 

Finding the Right Contractor for Window Upgrades in Chicago and Naperville

Choosing the right contractor for your window replacement project is a big factor in ensuring your home is upgraded with care and expertise.

In the Chicago and Naperville areas, there are plenty of contractors, but you want to be sure you're working with a reliable, experienced professional. Here are a few things to look for:

1. Experience With Energy-Efficient Window Installation

Make sure the contractor you choose specializes in window installation, especially when it comes to ENERGY STAR-certified windows. Experienced professionals will ensure your windows are installed correctly, maximizing energy savings and enhancing your home's comfort.

2. Look for Licensing and Insurance

A reputable window contractor should always be fully licensed and insured. This not only protects the contractor and their team but also safeguards you from liability in case of accidents during the installation process, giving you peace of mind.

3. Check Reviews and Testimonials

Take the time to research reviews and testimonials from previous customers to get a sense of the contractor’s reliability. A contractor with consistently positive reviews is a strong indication of their expertise and customer satisfaction.

4. View Portfolios

Sure, energy-efficient windows are important for your home's performance, but it doesn't hurt to also boost curb appeal. You want your new windows to contribute to your home's exterior, so check out portfolios to see how a contractor's past projects align with your design goals.

5. Familiarity with Local Codes and Rebates

Your contractor should be knowledgeable about local building codes and any rebate programs available for energy-efficient windows. By choosing a contractor who stays up to date with local incentives, you’ll ensure your installation meets regulations while possibly saving on costs through rebates like the window replacement tax credit.

 

Ready to Enjoy the Benefits of Energy-Efficient Windows?

With the combination of federal tax credits and Illinois rebates, 2025 is the ideal time to upgrade your windows!

From reducing energy costs to boosting your home’s curb appeal, installing new windows is a great investment. If you're wondering about the best way to finance windows, consider combining these tax credits and rebates with special financing options to make your upgrade even more budget-friendly.

By choosing energy-efficient windows, you’ll enjoy these long-term benefits and more, all while contributing to a greener, more sustainable home. Ready to upgrade? Contact Smardbuild today to learn more about our window installation services!